Coverages

Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured’s premises or operations, products sold by the insured, and operations completed by the insured.

A form of insurance that can provide compensation medical care for employees who are injured in the course of employment.

A business insurance policy that can provide property and liability insurance coverage on any on-road vehicle used primarily in a business operation.

Insurance designed to provide additional coverage for situations when the costs associated with an accident, lawsuit, or property loss exceed the coverage limits of primary insurance. The policy can be written as an additional amount over all of the above three coverages (Umbrella) or as an additional amount over any of them individually (Excess).

Insurance designed to protect against liability due to errors or omissions in the performance of professional services.

An insurance policy that can cover risk of loss to an organization’s building, business personal property, and/or equipment/tools.

Insurance designed to cover against loss to buildings or structures in the course of construction.

Insurance program where a project owner provides various insurance coverages to contractors and subcontractors.

A performance bond is a surety bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor.

A Contractor License bond guarantees the contractor will comply with all statutes and licensing regulations that the State has set forth in the bond form.